Buy now, Pay later

What is Mobicred?

Mobicred is a simple & convenient revolving credit facility that allows you to safely shop online with us!

Why use Mobicred?

  1. Apply once-off online
  2. One single monthly instalment
  3. Low interest rate

What are the costs?

Our Merchant transaction fee is 3,5%. There is no other setup or joining fees.

Loan amount: R4500.00
Monthly Instalment over 12 months- R425.00
Interest: R600
Total Loan Repayment: R5100.00

Application requirements:

  1. A valid South African ID Number
  2. 18 years or older
  3. Earn a minimum monthly salary of R5500
  4. An existing & valid bank account in your name
  5. A current & valid email address & mobile number

The application process:

  1. Complete the online application form on
  2. Your application will be processed instantly
  3. You can begin your online shopping

How does it work?

  • Should you be approved a credit limit will be provided?
  • When you would like to use your credit, it can be used when checking out by selecting Mobicred from the payment options. You will then be required to fill in your username and password.
  • If the purchase is approved. You will receive a One Time Pin to the Cellphone number registered on the application form, that will have to be typed in to finalise the transaction.